Why planning matters?

Simple facts that reveal how small decisions made today can create clarity, protection, and long-term peace of mind for the people you love most.

Many Adults Have No Will

Nearly 50% of adults don’t have a will—leaving their families vulnerable to stress, confusion, and unnecessary hardship during difficult times.

Families Face Unexpected Costs

Around 70% of families experience surprise expenses after a loss, showing how planning ahead can protect the people you love.

Documents Are Often Disorganized

One in three families has no organized documents for emergencies, making preparation essential for clarity, confidence, and peace of mind.

Planning Takes Only Minutes

Most will kits take under ten minutes to complete, proving that small, simple steps today can create real, lasting security for your family’s future.

Recommended Protections

Last Will & Testament (CAD)

Nearly 50% of adults in Canada still don’t have a will, leaving their families unprepared and vulnerable during life’s most difficult moments. Our Canadian No-Cost Last Will & Testament Kit gives you a simple, guided way to organize your wishes, protect your loved ones, and create long-term peace of mind with confidence.

Will Kit & Burial Guide for Veterans

This exclusive benefit kit is offered only to veterans and their families, providing clear, step-by-step guidance to help you understand available resources, organize important documents, and secure your family’s financial well-being. As someone who has served, you deserve tools that support and protect those you care about most.

Final Expense Insurance

Prepare your family for tomorrow by taking one simple step today. With coverage options beginning at just $1 a day, you can request your No-Cost quote and receive a complimentary will kit to help you plan ahead with clarity. This guide makes it easier to organize essential details and reduce the burden on your loved ones.

No-Cost Last Will & Testament for Union Members.

As a Union Member, you stand for fairness, strength, and family, and your benefits should reflect that. Our No-Cost Will Kit & Burial Guide helps you plan ahead, outline your wishes, and ensure your loved ones are protected, just as you’ve protected your community. It’s a simple way to secure your family’s future with confidence.